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Treasury Analyst
Qred Bank AB
Source: Headcount Labs · original listing ↗
Job data: Headcount Labs, ODbL 1.0. Job descriptions belong to their employers.
Posted 5 days ago
About this role
Entrepreneurs build our future. We power theirs. At Qred, we’re building the world’s best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, and following our merger with Liberis, we’re now a global group generating over €300 million in annual revenue and serving more than 100,000 small businesses across 17 countries in Europe and North America. Together, we combine a regulated, deposit-funded bank with an embedded finance network of partners, using smart technology, real-time data and human judgment to make financing simple, fast and fair. With bold growth plans and strong momentum across multiple markets and currencies, we’re now looking for a Treasury Analyst to strengthen our treasury function and help build a data-driven, AI-powered treasury for the next phase of growth. About the Role As Treasury Analyst, you will take end-to-end ownership of managing Qred's balance sheet, funding, liquidity, and FX exposure across European markets. Reporting directly to the Head of Treasury, your mission connects daily market execution with core financial stability, directly enabling our continued balance sheet scaling. Key responsibilities • Execute FX trades, hedges, and fixed-income investments to optimize portfolio yields while safeguarding risk limits. • Monitor daily funding, deposit volumes, and cash positions across currencies to ensure resilient liquidity position. • Calculate daily regulatory liquidity metrics and support mandatory filings for the Swedish Financial Supervisory Authority (SFSA). • Maintain and develop strong relationships with our banking partners, acting as a trusted point of contact for treasury matters • Perform the daily calculation of regulatory measures, making sure Qred’s liquidity and exposures are accurately measured and monitored • Contribute to developing our agentic-first treasury, helping design and improve automated workflows for all treasury activities What we’re looking for You bring a disciplined, analytical approach to liquidity and market risk, paired with a drive to modernize legacy banking workflows. You thrive on autonomy, think holistically about balance sheet mechanics, and actively seek opportunities to automate routine operations into scalable infrastructure. Qualifications • A few years of treasury experience within financial services, banking, or fintech. • Academic degree in economics, finance, engineering, mathematics, or a related quantitative field. • Working knowledge of fixed-income instruments, FX derivatives, and balance sheet risk management. • Comfortable working with data beyond spreadsheets. Familiarity working with SQL and AI agents is considered a plus. • Fluency in both Swedish and English, spoken and written. Why us? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. LI-Onsite Location Stockholm We celebrate success by arranged and less arranged events where everybody is welcome to both join and arrange 🥳 Every team gets 750 SEK/75 EUR per team member each quarter to spend on team-building activities. Great right? Therefore we have the highest amount of wellness contribution. Once in a while, we offer warrant programs which you will have the chance to take part in if you stick around. We are founder-owned and operated and have always made sure to be profitable and well-capitalized. Great people nurture great culture Seriously, it’s not everywhere you will find ambitious, diverse, intelligent and development-focused colleagues. But at Qred we have managed to gather all of the above and created a friendly and welcoming team. We believe that is really unique. About Qred Bank AB Qred is an international FinTech scale-up that specializes in digital financing solutions for small businesses, with operations in the Nordics, Benelux, Germany and Brazil. We are passionate about helping small businesses thrive and grow, by providing them with business loans and credit cards. Right now we’re in an exciting phase of our journey that focuses on growth through smart product development and technology fueled by international expansion. Founded in 2015 Co-workers >200 Turnover ~€100m