Opens usbank.wd1.myworkdayjobs.com in a new tab. Check the address before sharing personal information.
Key skills in this ad
Skills and tools
Financial analysis
Customer service
Risk management
Treasury
Audit
Banking
Accessibility
Recruitment
Picked out automatically from the employer's ad. Read the full description before applying.
About this role
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.
Make job search work for you
Turn a broad, stressful search into a focused weekly routine.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.
We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.
Job Description
The Financial Risk Analyst will support the delivery of robust capital and liquidity forecasting across Financial Risk Management, with a particular focus on month-end balance sheet forecasting, capital and liquidity analysis, controls and governance. The role will support the production, review, and communication of forward-looking risk information, helping management understand movements in capital and liquidity, key sensitivities and available headroom. The analyst will also contribute to the wider prudential risk framework, including ICAAP, ILAAP, Recovery Planning and Wind Down Planning.
Key Responsibilities
Capital & Liquidity Forecasting
Support the monthly balance sheet forecasting process, including end-to-end capital and liquidity calculations.
Coordinate and validate forecast inputs from relevant stakeholders, ensuring completeness, consistency and timely delivery.
Analyse movements against plan, prior month and previous forecasts, investigating and explaining material variances.
Support the development and maintenance of capital and liquidity forecasting models and supporting analytical tools.
Prepare sensitivity and stress analysis to assess the impact of changes in balance sheet assumptions, funding, business growth and other risk drivers.
Monitor forecast capital and liquidity headroom and identify emerging risks or areas requiring further analysis.
Translate detailed forecast outputs into clear and concise management information for senior management and governance forums.
Controls & Process Discipline
Support the design, operation and ongoing enhancement of Financial Risk Management controls.
Maintain appropriate evidence, procedures, review points and documentation supporting control execution.
Support periodic control testing, issue remediation and assurance activities.
Contribute to the team’s wider BLQA, RSCA and control-related deliverables.
Identify opportunities to improve the efficiency, consistency and robustness of forecasting and control processes.
Prudential Risk & Governance
Support the production of the ICAAP, ILAAP, Recovery Plan and Wind Down Plan.
Assist with the preparation of analysis and materials for management and committee review.
Support annual reviews and updates of Financial Risk Management policies, frameworks, methodologies and procedures.
Coordinate inputs from Finance, Treasury, Risk and other stakeholders where required.
Maintain clear supporting documentation and audit trails for material analysis, assumptions and management conclusions.
Skills & Experience
Strong analytical and numerical capability, with the ability to interpret financial and balance sheet information.
Understanding of capital, liquidity, balance sheet management or broader financial risk concepts.
Strong Excel skills and an ability to work effectively with financial models and large data sets.
Strong attention to detail, particularly around controls, data validation and reconciliation.
Ability to investigate movements and communicate the underlying drivers clearly.
Strong written and verbal communication skills, with the ability to summarise technical analysis for management audiences.
Well organised, with the ability to manage recurring monthly deliverables alongside longer-term projects.
Collaborative approach and ability to work effectively across Financial Risk, Finance, Treasury and other stakeholder groups.
Desirable Experience
Previous experience in Financial Risk, Finance, Treasury, Regulatory Reporting, Prudential Risk or a related banking function.
Exposure to capital and liquidity metrics and regulatory frameworks.
Experience supporting ICAAP, ILAAP, Recovery Planning, stress testing or similar prudential risk processes.
Experience of control frameworks, process documentation, reconciliations or assurance activity.
Role Profile
This is an analytical role combining recurring month-end forecasting responsibility with controls and broader prudential risk support. The role provides exposure across capital, liquidity, stress analysis and prudential planning while developing a strong understanding of the interaction between the balance sheet, business strategy and the bank’s financial risk profile.
Additional information
The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
*
This position is not eligible for visa sponsorship.*
Accessibility
We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.
Total Rewards
U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.
We offer a market-competitive compensation package that includes:
Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).
Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
Employee recognition programs that celebrate achievements and milestones for all.
We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.
We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at [Employee benefits and development | U.S. Bank | Elavon](https://careers.usbank.com/elavon/global/en/elavon-benefits).
Closing Date
Posting may be closed earlier due to high volume of applicants.
We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Strategy
Communication
Testing
Delivery
Visa sponsorship
Hybrid working
Senior
Pay
Pay is not stated in the ad.
Estimate take-home pay for a figure you enter
Estimated take-home pay
Explore gross pay after typical payroll taxes for a work location.
Illustrative estimate only; assumes a standard employee profile and may omit benefits, pensions, credits and local rules. Regional and city-specific tax applies only where the selected calculator supports it; other results are country-level. Salary and location are sent only when you calculate: Paysums for supported regions, or WorthOf for wider country coverage. Confirm with an official payroll or tax source before making decisions.
Visa sponsorship and relocation: not stated in the ad.
JobCheckPoint never asks candidates to pay, and genuine employers shouldn't either. If this job asks you for money (registration, training, visa or equipment fees), don't pay. Report it below.
