Sub-Prime Assistant Finance Manager

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Sub-Prime Assistant Finance Manager | JobCheckPoint

Competitive Compensation• Dental & Extended Health Coverage• Company Pension• Paid Time Off• Life & Disability Insurance• Employee & Family Assistance Programs• Vehicle Purchase & Service Discounts• Paid Professional Development• Company‑Wide Appreciation Events• And SO MUCH MORE! Overview Position Summary The Sub‑Prime Assistant Finance Manager supports the dealership’s Special Finance/F&I team in helping customers with non‑prime or challenged credit secure financing for vehicle purchases. This role assists with credit analysis, lender communication, documentation preparation, product presentation, and deal coordination to ensure a professional, compliant, and customer‑focused experience. The ideal candidate is highly organized, motivated to learn, and eager to grow into a full Sub‑Prime Finance Manager position. Responsibilities and Qualifications Key Responsibilities Assist the Sub‑Prime Finance Manager with reviewing credit applications, analyzing credit bureaus, and preparing deal structures that meet lender guidelines. Communicate with non‑prime lenders, gather stipulations, submit applications, and support approval processes. Prepare accurate and complete deal paperwork, including disclosures, credit applications, contracts, and verification documents. Support the presentation of protection products—such as warranties, GAP (where applicable), and protection plans—in a transparent and customer‑focused manner. Maintain detailed and organized customer files, ensuring compliance with dealership, OEM, and regulatory standards. Follow up with customers regarding required documentation, approvals, and next steps in the financing process. Update CRM notes, track lead activity, and support follow-up strategies to increase show and close rates. Support the monitoring of key department metrics like approval rates, funding speed, and chargeback performance. Assist in verifying customer identification, income, employment, and other lender-required stipulations to reduce risk and prevent fraud. Work closely with the Sales and Used/New Car Departments to prepare deals and ensure a smooth handoff into finance. Collaborate with the Accounting Office to support timely funding and clean deal submissions. Participate in ongoing training related to sub‑prime lender programs, F&I compliance, and product knowledge. All other duties as assigned by Corporate or Store leadership. Qualifications Qualifications Previous experience in automotive sales, finance office support, credit analysis, or special‑finance roles preferred. Strong interest in developing into a full Sub‑Prime Finance Manager position. Basic understanding of credit applications, lending requirements, and customer verification processes is an asset. Excellent communication and customer‑service skills with an empathetic, solutions‑oriented approach. Strong attention to detail, organization, and time‑management skills. Proficiency with dealership management systems (DMS), CRM tools, lender portals, and office software. Ability to manage confidential information with professionalism and integrity. Ability to work collaboratively with Sales, F&I, and Accounting teams. High school diploma required; post‑secondary education in business, finance, or related fields is an asset. INDCVO

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Sub-Prime Assistant Finance Manager

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